Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
National Financial Services Group
7077 Bonneval Rd., Suite 200 • Jacksonville, FL • 32216
Phone: 904-296-3300 Ext. 5021 • Fax: 904-296-0402
• livingston_bert@nlvmail.com

 

Bert Livingston is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 1050 Crown Pointe Parkway, Suite 1000, Atlanta, GA  30338, 770-512-5100.National Financial Services Group and all other entities references are independent of Equity Services, Inc.

I am licensed to sell securities in FL, AZ, CA, CT, GA, LA, MA, NJ, NY, PA, TX, VA and WI. I am licensed to sell insurance in FL, AZ, NY, OH, VA and CT. I cannot communicate with, nor respond to requests from people who reside in states where I am not licensed to conduct insurance or securities business.


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